Credit Repair & Optimization
Review and address inaccurate, incomplete, outdated or unverifiable credit reporting while working toward a stronger overall credit profile.
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Credit Repair & Credit Preparation Services
Explore consumer credit repair, homebuyer preparation, ITIN credit repair and business funding preparation with 700 Credito in Los Angeles.
REQUEST MY FREE CREDIT ANALYSISHow We Can Help
Homebuyer Credit Preparation
Preparing to buy a home? Understand credit factors before applying for mortgage financing or refinancing.
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For entrepreneurs and business owners preparing personal and business credit profiles for potential funding opportunities.
Learn MoreITIN Credit Repair
Credit repair, education and credit-building guidance for consumers using an Individual Taxpayer Identification Number (ITIN).
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Collections
Review collection accounts, balances, ownership and reporting accuracy.
Learn moreCharge-Offs
Review charge-off balances, dates, status and reporting consistency.
Learn moreHard Inquiries
Review recent inquiries and whether they match known applications.
Learn moreLate Payments
Review reported payment history, dates and account status.
Learn morePersonal Information
Review names, addresses and other personal information on reports.
Learn moreRepossessions
Review account status, balances, dates and reporting details.
Learn moreBankruptcies
Review bankruptcy-related reporting for accuracy and consistency.
Learn moreEviction-Related Reporting
Review applicable rental or eviction-related reporting where relevant.
Learn moreOther Reporting Issues
Review other potentially inaccurate, incomplete, outdated or unverifiable reporting.
Learn moreCredit Reported Under An ITIN
If your credit history is tied to an ITIN instead of a Social Security number, we review what is being reported and guide you on next steps. An ITIN does not guarantee financing.
Who Our Services Are For
We work with consumers who want to understand their reports before a major application: future homebuyers, people with history reported under an ITIN, business owners and anyone seeing errors or negative accounts they do not recognize. Every engagement starts with a free analysis; results depend on each report and are not guaranteed.
Your Past Doesn’t Have To Define What’s Next.
One conversation. A clearer direction. Understand what may be holding you back and which next steps fit your goal, before choosing a program.